Is Jewelry Covered Under Home Insurance?
The personal property coverage in home insurance covers your belongings if they’re destroyed in a disastrous event that qualifies you for reimbursement (covered peril). Naturally, you want this for your highly valued items, such as jewelry. However, home insurance has specific limitations regarding jewelry depending on the type of covered peril. What Is A Covered […]
Why Should You Bundle Your Home And Auto Insurance?
Many insurance companies offer the chance to bundle coverages. This is where you purchase more than one type of insurance from the same carrier. Bundling home insurance and auto insurance poses distinct advantages over buying them from separate companies. What Are the Features Of Home Insurance? Home insurance is designed to give you financial protection […]
How Hometown Financial Group Protects Your Family
If you’re looking for a way to protect yourself financially, you’ve come to the right place. We’re here to help you understand how insurance works and how it can help you in an emergency. We know that emergencies happen, whether they’re small or large. Maybe your car breaks down and needs to be repaired. Maybe […]
Coverage During a Natural Disaster
When you’re buying home insurance, what do you hope to protect? You probably want to protect your belongings, both inside and out. You probably also want to protect your home itself—the foundation, the walls, the roof, and any appliances or other equipment that makes it functional. But as many homeowners have found out in recent […]
What to do When Your Home is Destroyed by a Natural Disaster
It can be alarming when a natural disaster of any kind strikes. But after it’s over, the victims are frequently left wondering how to pick up the pieces. Is there anything they should do to ensure that their insurance claims are processed quickly and thoroughly? This is crucial for people who lost everything and had […]
Different Types of Insurance and Who They Can Serve
Whether it be for their home, automobile, or life, most people have some kind of insurance. But most of us don’t stop to think about how insurance actually works. In essence, insurance is a contract, represented by a policy, that provides a policyholder with financial security or compensation from an insurance company in the event […]
A Breakdown of Home Insurance Deductibles
The sum of money you must contribute to an insured loss is known as a deductible. The deductible is deducted, or “subtracted,” from the amount your insurance contributes to a claim when a calamity strikes your house or you are involved in an automobile accident. Risk is divided between you, the policyholder, and your insurer […]