Can Tobacco Users Get Life Insurance?
When insurers determine your rates, they look at anything that could impact life expectancy. Since smoking can considerably cause various types of cancers and lead to earlier death, rates will be higher because insurers take a greater risk. Whether your insurer will accept your policy is up to them, but in most cases, you can […]
Retirement 101: Insurance
As you get older, it’s important to consider your retirement and financial security. Retirement planning is a process you put in place to ensure that you have a source of income when you can no longer earn it yourself. The process involves various considerations, including the amount you will need during retirement and choosing the […]
Different Types of Insurance and Who They Can Serve
Whether it be for their home, automobile, or life, most people have some kind of insurance. But most of us don’t stop to think about how insurance actually works. In essence, insurance is a contract, represented by a policy, that provides a policyholder with financial security or compensation from an insurance company in the event […]